Everyone in Florida should have a family disaster plan. If you don't have one, click here to go to a website that will guide you through the process of creating your own family disaster plan. It is something every family should think about and plan for before it is actually needed. ... Continue Reading » about Hurricane Disaster Plan
Budget for Closing Costs – Prepaid Loan Interest and Home Insurance Premiums
As part of any closing, you need to go through certain steps to make sure you are both getting what you think you have purchased as well as paying for it. Each of these steps has an associated cost, known as closing costs, and you have to pay them before you can take possession of the home. Closing ... Continue Reading » about Budget for Closing Costs – Prepaid Loan Interest and Home Insurance Premiums
Budget for Closing Costs – Property Taxes, Legal Fees and Such
When you decided it was time to purchase a home, you went through a number of steps to get your finances in order. You probably reviewed your credit report, cut down on credit card balances and reined in your spending. A monthly budget was probably also an item you stuck to, probably with some ... Continue Reading » about Budget for Closing Costs – Property Taxes, Legal Fees and Such
Being Comfortable With Your Home Purchase
Let's get down to brass tacks with the home buying process. You as a buyer are spending a lot of money and have the right to be comfortable and happy with your purchase, right? Of course you do. So essentially the question is what needs to be done in order to ensure that this is so? Well, probably ... Continue Reading » about Being Comfortable With Your Home Purchase
Buyer Toolkit
Your Team Your Agent A successful purchase starts with the right representative. In fact, once you've selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off ... Continue Reading » about Buyer Toolkit
What Happens to Your Credit When You’re Late on Your Mortgage? | Palmetto, FL
What Happens to Your Credit When You're Late on Your Mortgage? Your credit score doesn't fall off a cliff the moment you miss a payment — but it does react in stages, and each stage hits harder than the last. Understanding exactly what happens (and when) can help you make decisions that protect ... Continue Reading » about What Happens to Your Credit When You’re Late on Your Mortgage? | Palmetto, FL